When will my money get there?

Most money transfers are available for your recipient in minutes, while some can take up to a few days.  In every case, we try to get your money where it needs to go as quickly as possible.

Tracking money transfers

• We’ll send status updates by email or text
• You can also check your Track Transactions page any time

Things that affect transfer time

• The country where your money is being sent
• Whether you choose bank deposit, cash pick up, or home delivery
• Whether you choose to pay with a bank account, debit card, or credit card

Ways to avoid delays

• Prepare any information and documentation that might be required by Xoom or your recipient’s bank or financial institution
• Plan enough time to verify your bank account and process your payment
• Remember that banks, cash pickup locations, and home delivery services have their own business hours and holidays
• Check that your recipient details are accurate